Rental reimbursement and gap insurance guide

Add-ons should be deliberate. Compare rental and gap riders after core collision/comprehensive match on the guides index.

Rental caps

Daily limits should fit your ZIP’s rental market. Total day caps matter for long repairs.

Gap basics

Covers loan balance over ACV on covered total losses. Most useful early in a loan.

Quote alignment

Add riders only on comparable base policies. Review auto quotes guide.

Frequently asked questions

OEM parts?

Separate endorsement—not the same as gap.

Maintenance rentals?

Not covered by rental reimbursement.

Drop gap when?

When loan balance is below car value.