Rental reimbursement and gap insurance guide
Add-ons should be deliberate. Compare rental and gap riders after core collision/comprehensive match on the guides index.
Rental caps
Daily limits should fit your ZIP’s rental market. Total day caps matter for long repairs.
Gap basics
Covers loan balance over ACV on covered total losses. Most useful early in a loan.
Independent comparison site—not affiliated with The Zebra (Insurance Zebra Inc.).
Use the ZIP where the vehicle is parked overnight.
Quote alignment
Add riders only on comparable base policies. Review auto quotes guide.
Frequently asked questions
OEM parts?
Separate endorsement—not the same as gap.
Maintenance rentals?
Not covered by rental reimbursement.
Drop gap when?
When loan balance is below car value.
Compare auto options for the ZIP where the car is parked overnight.
Independent comparison site—not affiliated with The Zebra (Insurance Zebra Inc.).